@DecentralizedFinance, commonly known as @DeFi, is transforming how people interact with money by removing traditional @banks and intermediaries. Built on @blockchain networks, DeFi platforms allow users to lend, borrow, trade, and earn interest directly through smart contracts. This system offers greater transparency, global access, and financial inclusion—especially for users in regions with limited banking infrastructure. While risks such as smart contract bugs and volatility remain, DeFi continues to grow rapidly as developers and users innovate new financial tools. As adoption increases, DeFi could reshape the global financial system by giving individuals full control over their assets.