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Stablecoins May Soon Power Payments Made Entirely By AI—CEO

News Feed - 2026-01-24 02:01:30

Reason to trust Strict editorial policy that focuses on accuracy, relevance, and impartiality Created by industry experts and meticulously reviewed The highest standards in reporting and publishing How Our News is Made Strict editorial policy that focuses on accuracy, relevance, and impartiality Ad discliamer Morbi pretium leo et nisl aliquam mollis. Quisque arcu lorem, ultricies quis pellentesque nec, ullamcorper eu odio. Circle’s chief executive painted a brisk picture at Davos this week: autonomous software agents that act for people could be using stablecoins to pay for everyday things within three to five years.


He said these agents will need a money system that is stable, fast, and programmable. That, he argued, points to stablecoins as the likely choice. Related Reading Bitcoin’s Sharp Reversal Leaves Over $800 Million Liquidated In 1 Day 2 days ago AI Agents And Money


According to reports, Jeremy Allaire of Circle said “literally billions” of AI agents may be transacting on behalf of users in the near term.


“Three years, five years from now, one can expect that there will be billions, literally billions of AI agents conducting economic activity in the world on a continuous basis,” Allaire said during the World Economic Forum in Davos, Switzerland.


He described work on new networks and tools aimed at letting software act like small businesses or helpers that buy services, settle bills, and tip content creators.


This idea is simple on the surface: software needs a reliable unit of account when it spends, and tokenized dollars can fit that role. Building The Tools


Reports say companies across the crypto and tech world are racing to build the plumbing for this future. Circle is pitching USDC as a neutral payments layer that software can plug into.


Other firms are testing protocols that let a machine sign off on a payment when certain conditions are met. Some large tech groups are also exploring ways for their platforms to let software pay for services automatically. Progress is visible, but the path is not yet clear. Gerard Baker, Dan Katz, Jeremy Allaire, Vera Songwe, and Siu Yat at the World Economic Forum in Switzerland. What Regulators Might Ask


Regulators will have questions. Reports note concerns about money flow, consumer protections, and where bank deposits sit if stablecoins grow rapidly.


At Davos, the CEO pushed back on the idea that stablecoins would drain bank deposits the way some fear, saying comparisons to other financial instruments are more fitting.


Still, lawmakers in the US and elsewhere are watching closely. Rules could move faster if policy makers see real volume coming from so-called agentic commerce. BTCUSD trading at $88,897 on the 24-hour chart: TradingView New Networks, New Risks


Based on reports, the technical choices will shape both convenience and danger. If agents can move value at scale, fraud and theft risks may rise too. Related Reading Bitcoin Influencers Get Spotlight In X’s New ‘Starterpacks’ 19 hours ago


Systems will need clear identity checks, fault handling, and ways to stop runaway payments. Some safety work is already under way, but much remains to be designed and tested.


Featured image from Pexels, chart from TradingView